HSBC Home Loans Details

HSBC Home Loans make it easier for you to move in as soon as possible without putting a strain on your wallet.

Features & Benefits

Your dream home- a reality

Loan Requirement: We offer you loans ranging from Rs. 5 lakhs upto Rs. 3 crore.

Property Types: We offer loans to Resident Indians and NRIs for ready property, under construction property, self-construction and home improvement.

Loan Tenure: Loans are available for tenures upto 25 years.

Flexibility, Savings... more!

Repayment Options - Choose between fixed and floating rate home loans. You also have the option of switching from a floating rate home loan to a fixed rate home loan once a year at no extra cost.

No Penalty option - You can opt to pre-pay up to 25% of your loan every year. Pre-payment is permitted after a minimum of 6 months following loan disbursal.

Free Gold Credit card - On approval of your Home Loan, you get a Gold Credit card, free for the first year with annual charges being waived.

Tax Benefits - Resident Indians are eligible for certain tax benefits on principal and interest components of a housing loan under the Income Tax Act, 1961.