Balance transfer credit cards are a popular tool for Australian consumers. For example, if you have a $500 balance with a 20 percent interest rate p.a. on your MasterCard, you can move that balance to another card, perhaps a Visa, and have less interest to pay on the original balance. This is ideal in today's economic times. This guide offers the best five balance transfer credit cards for Australians, based on interest rates, customer service, and card benefits.
St. George Vertigo MasterCard
St. George Vertigo MasterCard is great for transferring balances because it offers zero percent interest p.a. for six months. Money Magazine also awarded the MasterCard "Best of the Best" in 2008 for Cheapest Credit Card. St. George Vertigo MasterCard holds an 11.89 percent interest rate p.a. for regular purchases, and a $55 annual fee.
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