Tuesday, April 7, 2009

Signature Loans: Generate Finances Against Your Signature

Are you in need of financial help to cover up your requirements? Asking financial favor from friends or relatives is what you really would not want to do? If your financial need is really important then your signatures can be trusted for your need. Shocked how? By applying for signature loans you can easily gain financial support and fulfill your needs. Your signatures have power of getting you a loan so if you need finances then there can be no better way.

These are an excellent aid for the educational requirements. These offer financial funding to cover the increasing cost of education conveniently. Also if you need finances for some other purpose then also you can grab this help to carry out the need on time.


Signature loans are provided on the receipt of signed activation letter and don’t require any security. These loans are also known as character loans or good faith loans. The borrower can grab a small loan amount of £1000-£25000. The term of repayment for these loans varies from 1-10 years.

The interest rates on these loans are relatively higher as there is no collateral as such. In the absence of real collateral the lending risk is higher thus the finances carry slightly higher rates of interest. So if your financial need is really very urgent and important only then apply for these loans.

Credit history and annual income along with repaying potential plays an important role while deciding the loan amount. So a good credit history opens up this option for you but that doesn’t mean bad creditors can not apply. Those with arrears, bankruptcy, skipped payments, CCJs, IVA, late payments and defaults can easily apply.

If you don’t want to waste your time visiting banks then applying online is a good option. There are various lenders offering these loans and if you are apprehensive about higher rates. Then you can fetch a lower rate deal easily.

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