Student Education Loan Advice

From Federal student loans to Private student loans, StudentEducationLoan.org offers an array of financing Articles and Resources to help you find the funding you need and pay for school.

The Federal Stafford Loan is the most popular Student Education Loan for undergraduates and graduate students.

Though part of the Federal Family Student Education Loan program, Stafford Loans are often made available through private lenders.

No credit check is necessary to qualify, and no payments are required until six months after you graduate or drop below half-time enrollment.

Here’s why students choose Stafford Loans:

Special savings from Wachovia during repayment1

Quick online application

Top-rated customer service

The amount you can borrow under the Stafford Loan program is determined by your year in school, your dependency status, and the amount your family can financially contribute to your education.

In fact, with no limits on family income, most students qualify for this low-interest loan.

The Federal Parent PLUS Student Education Loan is an affordable, low-interest loan designed for parents of undergraduate students.

Cover the Total Cost of Education

The Parent PLUS Loan can be used to cover up to 100 percent of your child’s total cost of education, minus other financial aid awarded to the student. This total amount can include tuition, books, food, housing, transportation, and more.

Though eligibility for the Parent PLUS Loan is not based on household income, assets or financial need, having your student fill out the Free Application for Federal Student Aid is encouraged and may be requested by your child’s school.

By choosing us for your Parent PLUS Loan, you get:

 - Special savings during repayment.

 - Credit counselors to assist with adverse credit issues during the application process.

 - Fast access to funds, including pre-approval in minutes.

 - No collateral requirements or income limitations.

 - Option to make no payments until six months after the student leaves school2.

 - Flexible repayment options.

Need to Learn More?

Go to the Main Menu on this site to learn more about Parent PLUS Loans.

Please take the time to look at everything this site has to offer, to help you finance the education you need.